What does "uninsured motorist coverage" provide?

Uninsured motorist coverage is specifically designed to protect policyholders who are involved in accidents with drivers who do not have insurance. This type of coverage ensures that individuals can receive compensation for medical expenses, lost wages, and other damages that occur as a result of an accident caused by an uninsured driver. This is particularly important because it allows policyholders to access needed funds without relying on the other party's insurance, which may not be available if they are uninsured.

The focus of uninsured motorist coverage is on providing financial protection and support for the insured driver in scenarios where they are not at fault but are faced with an uninsured driver, emphasizing its crucial role in maintaining financial security on the road.