What two types of liability are typically assessed in automobile accidents?

The correct answer identifies personal injury liability and property damage liability as the two primary types of liability assessed in automobile accidents.

Personal injury liability pertains to the responsibility of a driver to cover medical expenses and other compensatory damages resulting from injuries sustained by another party in an accident they caused. This liability ensures that victims receive compensation for medical costs, lost wages, and pain and suffering related to their injuries.

Property damage liability, on the other hand, refers to the financial accountability a driver holds for damage caused to another person's vehicle or property during an accident. This includes costs for repairs to damaged vehicles or property, ensuring that the affected party is made whole for the loss or damage incurred.

The other options do not accurately reflect the common liabilities in automobile accidents. Personal injury liability and home damage liability mix concepts that are not typical for car accidents. Civil and criminal liability categorize legal actions rather than specific accident-related liabilities. Lastly, property liability and comprehensive liability combine terms that do not pertain specifically to the context of automobile accidents. Thus, personal injury and property damage liabilities are the foundational aspects of assessing liability in auto accident scenarios.