What type of damage would be covered under comprehensive insurance?

Comprehensive insurance is designed to cover damages to a vehicle that are not the result of a collision with another vehicle. This type of coverage includes various non-collision related incidents such as theft, vandalism, hail damage, fire, and damages caused by natural disasters like floods or earthquakes. These events fall outside the scope of regular collision coverage, which only pertains to accidents involving another vehicle or object.

Thus, the inclusion of incidents like theft or vandalism directly aligns with the purpose of comprehensive insurance, making it the correct choice in this context. Understanding this coverage helps vehicle owners protect their investments against a wider array of potential risks beyond just car accidents.