What type of endorsement provides coverage similar to personal auto policy for family members using any auto?

The Individual Named Insured Endorsement extends coverage under a personal auto policy to family members using any auto, not just those that are specifically listed on the policy. This is particularly important for ensuring that family members are protected while driving vehicles that they may not own or that are not listed on the policy.

This endorsement broadens the scope of coverage, effectively acknowledging the everyday situations where family members might utilize different vehicles. It aligns with the principle of offering broader protection, following the standard usage and operational habits of family members.

In essence, this type of endorsement creates a more comprehensive safety net, ensuring that the personal auto policy not only protects the named insured but also the immediate family members in a variety of circumstances without needing to specify every vehicle they may be using. This provides peace of mind for policyholders, knowing that their family is covered in a range of scenarios.