Which endorsement is specifically designed for commercial auto policies?

The Individual Named Insured Endorsement is specifically designed for commercial auto policies as it allows for the inclusion of individual names to the policy, which can be crucial in a commercial setting. This endorsement customizes coverage by providing liability coverage for individuals who are not specifically listed on the primary commercial auto policy but are involved in the operation of the vehicle for business purposes. It is particularly relevant for businesses that may require certain employees to drive company vehicles but do not want to list each driver on the policy.

The other options pertain mostly to personal or general coverages rather than the nuances of commercial auto insurance. Personal Auto Policy Endorsements are tailored for private individuals, Comprehensive Coverage typically refers to broad coverage that is not specific to commercial use, and Medical Payments/PIP Endorsements are also primarily for personal auto policies, focusing on medical expenses, rather than the commercial implications required in a business context.