Which is NOT included as an "Owned private passenger vehicle"?

An "Owned private passenger vehicle" typically refers to passenger cars that are registered to an individual for personal use. In the context of insurance and regulations, such vehicles generally fall within specific categories that may exclude certain types of vehicles designed primarily for different functions.

Trucks, as classified in the context of automobile policies, usually refer to vehicles that are designed primarily for carrying goods rather than passengers. This distinguishing characteristic is what sets trucks apart from sports cars, mini-vans, and sedans—all of which are designed and utilized primarily for transporting passengers. Since trucks are often subject to different rules and insurance considerations, they do not fit the standard definition of an "Owned private passenger vehicle" as outlined in typical insurance policies.

Consequently, when identifying vehicles not included in this category, trucks are a valid exclusion because their primary use differs significantly from that of vehicles designed for passenger transport.